Mary Williams Walsh, New York Times, Sept. 19, 2018

Millions of people in the Carolinas are at risk of their homes flooding because of Hurricane Florence. Only about 335,000 homes in the two states have flood insurance.

The math is simple, and the result is ugly: Many people affected by the storm are going to have to pay for repairs to their damaged homes out of their own pockets.

If that sounds familiar, it’s because the same thing happened last year after Hurricane Harvey flooded Houston and, to a lesser extent, after Hurricanes Irma in Florida and Maria in Puerto Rico.

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