MIAMI — Twenty-five years ago last month, Hurricane Andrew unleashed its Category 5 wrath on South Florida, sending a catastrophic reminder about the dangers of living in the heart of “hurricane alley.”

But drive along any coastline in Florida today and you’ll find construction cranes as plentiful as palm trees as developers rush to build high-rises in the most beautiful, and vulnerable, corners of the state.

Florida has improved standards for new construction to prevent the level of damage wrought by hurricanes, but an Andrew-like storm, such as Hurricane Irma, hitting downtown Miami and its ever-growing collection of sparkling skyscrapers could exact a hefty price: $300 billion, according to one insurance underwriter.

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