It’s been 25 years since Hurricane Andrew struck the coast of Florida on August 24, 1992.
The state was no match for the 17-foot storm surge and high winds the category 5 storm produced. Andrew became the costliest disaster in U.S. history when it struck Florida and Louisiana, according to the Insurance Information Institute (I.I.I.), causing $15.5 billion in damage at the time (nearly $24.5 billion in 2016 dollars). Hurricane Andrew ranks third in insurance claims payouts, behind Hurricane Katrina in 2005 and the September 11, 2001 terrorist attacks.

Though Andrew caused $26.5 billion in economic damage, only $15.5 billion of that was insured.

Swiss Re reports a modern-day Hurricane Andrew would cost somewhere between $80-$100 billion, with only $50-60 billion covered by insurance.

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